Pre-Approved vs. Pre-Qualified: What’s the Difference?
admin When shopping for a loan, lenders might encourage you to get a pre-approval or pre-qualification. Either of these terms indicates you meet at least some of the lender’s requirements to…
What Is Buy Now, Pay Later (BNPL)?
In today’s fast-paced digital world, ‘instant’ has become the buzzword—even in shopping. Enter “Buy Now, Pay Later,” the modern twist on deferred payments that promises instant gratification without the immediate…
7 Tips for Smarter Credit Card Management
Credit card debt hit a record-high in 2023, leaving many people carrying balances and struggling to become debt-free. However, there are ways to manage credit, such as changing spending habits…
Reach Financial personal loan review: Fast offers and payment pauses
Image: A couple sit on a sofa while reviewing documents and using a laptop to look into a loan from Reach financial. In a Nutshell Reach Financial can provide a…
Citizens Pay personal loan review: Available at select merchants
Image: Young woman relaxing on a couch, shopping online via her mobile phone and paying with citizens pay In a Nutshell Citizens Pay is a way to finance large purchases…
Apple Pay Later review: A buy-now, pay-later service for Apple users
Image: A man wearing a blue sweater and headphones sits on a park staircase and uses his smartphone to look into the upcoming Apple Pay Later service. In a Nutshell…
Pioneer Military loan review: Small-dollar, short-term loans for military members
Image: A man wearing military fatigues and his spouse sit at their dining room table and use a laptop to look into Pioneer military loans. In a Nutshell Pioneer Military…
First Tech Credit Union personal loan review: Multiple loan types and no origination fees
Image: Woman sitting on her couch, reading on her laptop about First Tech Credit Union personal loans In a Nutshell First Tech Credit Union offers personal loans with competitive rates…
Chime loan review: Instant loans and early paycheck access
Image: Two friends clothes shopping, one trying on a hat and looking in the mirror In a Nutshell Chime offers fee-free checking accounts with an overdraft service that can spot…
Axos Bank personal loan review: Same-day funding and a low maximum APR
Image: Man working on his laptop while his child throws her arms around him, asking him to play In a Nutshell Axos Bank offers personal loans that can be deposited…